Welcome to Mintiers Financial

Our Financial Intelligence, Your Success

"With Mintiers Financial you will enjoy strategic business & tax planning that will allow you to move confidently forward in today's clamorous business environment.

We base our business to become your 
TRUSTED ADVISER
Because It’s all that matters".

- Andrew Mintiers
 Managing Director
We present ourselves as a company whose ultimate goal is to provide services that simplify both your business finances and your personal life, so that you get the time to concentrate on running and expanding your business.


We have a distinctive combination of expertise, experience, relationship and resources that materialise into an ultimate synergy for our team to watch over your financial future with care and customised solutions that enable you to overcome obstacles, seize opportunities and attain greater success.

We are attuned to the issues and challenges faced today by SMEs and have gathered a few facts that show the battles faced by SMEs in recent times.

We conclude that the small companies in the UK face myriad problems on a day-to-day basis. External problems are countless which include the state of the economy, the high cost of insurance, taxes, health and safety, lack of bank lending, competition within the UK and from abroad, transport issues, employee skills gaps and shortages – the list goes on. Internal problems are no less strenuous. Finding the cash and managing the cashflow, if you are a small business with fast growth you can rapidly outgrow available sources or if you are an underperforming company you can't access it.

Most businesses experience some problems getting paid on time by their customers and with debt recovery. Good credit control helps to prevent this becoming a serious problem. A lack of a plan worsens the cash problem.It is equally important your business plan according to changing economic market conditions

Managing cash flow tops the list of concerns, having a healthy cash flow dictates everything from the ability to pay staff, buy stock and invest further in equipment and resource. This is pivotal to the ongoing survival of the business.Often a hidden problem, many small business owners rely on personal credit cards and overdrafts to plug gaps in cash flow and seasonal lulls. 

This in turn leads to increased pressure on the business and can impact on investment decisions – saddling the company with too much debt too early can be a serious problem for young businesses. The pressure to monetise can cap a firm’s value, while in the worst case tough repayment plans can push cash flow over the edge.

Being as tax efficient as possible can often be an overwhelming area for small business leaders – so it’s unsurprising that this comes in as one of their main concerns.

FACT#


A New research from Federation of small Businessess has revealed that bureaucracy surrounding tax compliance is costing entrepreneurs significant time and money and hampering their growth.
 

FACT#


SMEs in the UK are facing an uphill battle with taxes, with average small businesses losing three working weeks and spending £5000 on tax compliance every year.

FACT#


According to a report from FSB - 46% of small businesses struggle to determine tax rates and 40% find exemptions confusing.

Simple steps

However, there are a few simple steps they can take to better understand their obligations and ensure they’re not paying unnecessary fees.Many trade bodies and industries have special allowances approved by HMRC (such as the uniform allowance), so it’s worth small companies keeping engaged to check they are claiming everything they are entitled to.

Having an accountant or bookkeeper is also worth considering for this reason, and can help keep company finances organised – leaving entrepreneurs time to focus on the business.

OPERATING STYLE

' GENIUS'

At Mintiers Financial we call ourselves a future ready balanced approach accounting firm. We highly value every client we deal with whether a fully established company or a micro business owner.We believe in constantly improving our processes and update technology in this manner we keep our clients ahead of any new information, deadlines and avoid penalties.

Just because we make it easier for our client to do business with us electronically does not mean we do not value the importance of communication.We strongly believe that face to face communication, video conference and the good old fashioned telephone are still a must to build and foster client relationships.

We have our own operating style We offer a fully supportive, personal service and a general approach to client relationships that we call 'G E N I U S'

List of services

Share by: